Policy covers mold damage to personal property but not damage to dwelling
Wanda Page obtained a Texas Standardized Homeowners insurance policy (Form B) from State Farm and due to a leak in her sewer lines her home and some of her personal property received water and mold damage. A dispute between the parties followed, over the amounts needed to fully remediate and repair the home and its contents. The Texas Supreme Court in its June 11, 2010 opinion in State Farm Lloyds v. Page examined the specific policy language at issue and concluded that what the policy did not cover the mold damage to the residence it did cover mold damage to personal property.